BRRRR Refinance Question

[Joonsik Park]

Hello,

I am a newer investor in NOVA (northern VA) looking to utilize the BRRRR method to grow my rental portfolio. I intend on using private money to purchase the property, but as a new small business owner (8 months in), any banks will ask for 2 years of tax returns in order for you to refinance. I cannot get a REFI or HELOC on any of my current properties due to this issue. How will I be able to get a REFI for my BRRRR property? Is Commercial lending my way? Is it different with banks if I purchase it under an LLC?