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Updated almost 6 years ago on . Most recent reply

Jack Yvars's profile image
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Jack Yvars
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Jack Yvars
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Jack Yvars
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Private Lending & Conventional Mortgage Advice

Refinancing help and question

Jack Yvars
Posted

Hi, what is the % I can take out of a home if I am refinancing an investment property? I’ve heard it’s 80% but a loan officer told me 70%? Anyone done this and know the answer?

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Shaun Weekes
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Shaun Weekes
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Shaun Weekes
  • Loan Officer / Processor / Life & Health Agent
  • Rancho Cucamonga, CA
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Shaun Weekes
  • Loan Officer / Processor / Life & Health Agent
  • Rancho Cucamonga, CA
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Originally posted by @Jack Yvars:

@Shaun Weekes I have to wait 6 months to refinance correct?

 Not necessarily. It all depends on how you bought the property. I just want to also note that my answers are based on Fannie, Freddie and Gov guidelines. Private, non qm and HM lenders will have all have many different guidelines.

Did you buy the home with cash, Heloc or with a loan?

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