Financing for condotel in Mammoth Lakes California

[Luck Manuel]

Hi Friends,

I am attempting to get financing for a condotel (to use as a short term vacation rental) in Mammoth Lakes, California. I've got enough cash to put 25% as a down payment but do not meet the debt to income ratio, and will not have enough cash reserves to cover all my properties for 6 months as required by a traditional lender. I already own a condotel in the same complex that has done fairly well so would like to add to my portfolio. If anyone can point me in the direction of a good lender or have any advice it would be greatly appreciated.

Thanks, Luck