Jumbo loan refi - 20% cash out to cover conventional and heloc

[Tony N.]

Hello all - 

I am looking for some advice/suggestions on getting a jumbo refi for a property that I currently have a conventional and HELOC on an original purchase @ 90% LTV.

I've recently added value to my home by renovation and estimate an appraisal that would bring it to 80% LTV.

Are there any options to do a cash out refi at 80% LTV? I've had little luck with lenders I've spoken to or used in the past.

Thanks in advance,

-t

Details for those that are interested:

Last year, I purchased a Denver home for $780k @ 10% down (4/3, 3-story, updated 1891 build). Recently, I completed a basement remodel to add a 190 sq ft efficiency unit (separate entrance) for STR. In addition to that, I added mini splits in the up stairs and addict rooms to make heating and cooling way more efficient as well as put up a wall and door for an office on the second floor. All total, it was $28.5k spent in upgrades

Comps are hard to come by, but I'm targeting $875k - $890k appraisal, which would put me at ~80% LTV.