Personal name financing vs LLC financing

[Caleb Clay]

I am not understanding the entire financing process with personal name versus LLC financing. Every bank I talk to wants to finance me with a 5/1 Arm with a 20 year am at 6% or higher interest rate for my LLC. I have my personal home in my personal name and it kills my DTI for getting that second non owner investment property in my personal name. I have no idea how people get up to 10 in their personal name unless they make a very large amount of W2 income. I am guessing my only way to beat the system is to move out of my home now, quick claim it to my LLC and rent somewhere to live for myself? The only problem with that is that when I go to get my second non owner occupied investment property, the first one will show up on my credit report and disqualify me on DTI again...

I am getting pretty frustrated and have talked to multiple lenders and none of them have taken the time to explain exactly what I am missing here. Can anyone help???