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Updated about 6 years ago,

User Stats

1,257
Posts
220
Votes
Mary Jay
  • Glendale, AZ
220
Votes |
1,257
Posts

More than 10 properties

Mary Jay
  • Glendale, AZ
Posted

Can you please help me out?

I am trying to figure out the best investment strategy for my future..

I only have 3 rentals now (besides my house where I live) 

I was thinking about continuing to buy single family or small multifamily (so I could stay with residential financing)

1) I am in escrow on a fourplex, do I understand correctly that even though it consists of 4 units, lenders  will still consider it as one loan (loan number 5) , right? 

2) If I get 10 loans financed via conventional lending (backed up by Fannie MAe) then what? I am maxed out? I have to go to through commercial lending? 

3) Portfolio lending is the same as commercial lending, correct?

4) if you were me (and I love conventional lending and sort of scared of commercial lending) would you rather buy a portfolio or stay with small multifamily/single family?

Thank you!

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