Mortgage company saying the wife can’t be vested on title

[Nina Ibrahimbegovic]

We are three days away from closing (obviously won’t be closing on time) and I just got word that I, as the buyers agent and one of the buyers can’t be on the title if we wanted to get the loan through Wells Fargo. My husband and I were suppose to take title together and the mortgage would have been under my husband. I, as the agent and one of the buyers and the wIfe, would have been on the title. Wells Fargo is saying because it’s a duplex that it’s too much risk if I am vested on the title. Has anyone been through this before ?