Owner-Occupied and Investor loans

[Emma Kellenberger]

Is there a loan I can go with that would allow me to buy a property  solely for investment?- for example, would putting 20% down allow me to go ahead and rent out that property? Instead of owner occupied for a year. 

Thanks! 

[Andrew Baker]

Absolutely there is. There is FHA for owner-occupied investments, where you live in one unit and rent the rest, regular Investment property loans, and Fix-N Flip loans. And each of those has a rehab counterpart loan. There are plenty who will do 80% LTV, right now you are probably looking at 5.8-6.5% if you have good credit. Also DCSR must be positive 1.0+, preferably 1.25+. Best,