Cash vs Hard Money Lender

[Ben C.]

Hello, What is everyone's thoughts on using cash vs HML (9-12% with 2-3 points)? Much easier to make cash deals work (from acquiring properties easier to having a lot more room for margin). Seems like you are doing the same work for much less $ profit with HML. Also, if you go with HML how does it work? Once you find property you send it to them and they very quickly let you know if you can fund and then can make offer? Look forward to a productive and educational conversation.