What’s reasonable private lending

[Pra Che]

I have talked to a few private lenders and they are all over the board for terms and conditions. I would like to get a sense of what the reasonable terms I should be looking out for. Just for hypothetical reason, Purchase price is $1MM Loan term 6 - 1yr Credit score- 740+ Multiple rental props Can do upto 20% down. Please post what you think are reasonable private funding terms to consider in Seattle area. Appreciate all your comments in advance. Any other creative idea at lower rates are all welcome.