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Updated about 7 years ago on . Most recent reply

User Stats

33
Posts
13
Votes
Kadeem Howell
  • Rental Property Investor
  • New York, NY
13
Votes |
33
Posts

FHA financing with Wife

Kadeem Howell
  • Rental Property Investor
  • New York, NY
Posted

MY situation goes like this...

I purchased my first non-owner occupied duplex with cash in 2017 in my name only (On the deed and title)

My soon to be wife and I want to purchase a home using FHA financing after we are married to move closer to her parents this year. (Currently renting in NYC)

She has never purchased a property. 

Are we able to qualify for FHA financing together due to the fact that neither of us has purchased an owner-occupied home?

Most Popular Reply

User Stats

560
Posts
690
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Jeff Brower
  • Real Estate Agent
  • Willoughby, OH
690
Votes |
560
Posts
Jeff Brower
  • Real Estate Agent
  • Willoughby, OH
Replied

haha @Mike Cumbie. If she doesn't understand the benefits of a 3.5% down mortgage at historic low rates on a 30 yr term then she isn't marriage material ;)

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