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Updated over 7 years ago on . Most recent reply

Eric Kang's profile image
Eric Kang's profile image
Eric Kang
  • Investor
  • from Los Angeles, California
  • Member since Dec 30, 2014
Connect

User Stats

100
Posts
13
Votes
Eric Kang's profile image
Eric Kang's profile image
Eric Kang
  • Investor
  • from Los Angeles, California
  • Member since Dec 30, 2014
Connect
Eric Kang
  • Investor
  • Los Angeles, CA
13
Votes |
100
Posts
Private Lending & Conventional Mortgage Advice

Lower Rate/Points vs. Higher Leverage?

Eric Kang
  • Investor
  • Los Angeles, CA
Posted

For those who seek private/hard money lending, what is more important to you?

Lower Rate/Points vs. Higher Leverage?

Let's assume all other terms are the same. Which do you prefer and provide a little explanation of why you chose it.

Loan A - 8.50%, 1.25 point, 75% LTV

Loan B - 9.50%, 1.50 point, 85% LTV

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