Does anyone know this lender

[Barry Cohen]

I got a great quote for a cash out refi for a four unit building from Rochester Home Equity in Rochester NY. Any one have any experience working with them. I'm concerned about the up front non refundable fees they are asking, for appraisal and other fees. I'm concerned they may come back with a much higher fee and I will be out what I paid up front.

Thanks

[Andrew Postell]

@Barry Cohen be VERY wary of ANY lender that asks for an up front fee.  I am not familiar with that lender specifically but for more exact information on that specific lender maybe ask in the New York forum.  Most lenders do not require an upfront fee.  Paying for an appraisal is a normal item to prepay for but any other fees outside of that are a big no-no.