Refinancing Small Apartment Buildings

[Jonathan DiBenedetto]

Hi everyone,

I have two ~10 unit apartment buildings in Ventura, California.  Both have 5-year fixed commercial loans with Chase that are a few years old at just under 4% that are almost 4 years in.  I'm sure I am missing something, but I've been surprised that there doesn't seem to be many resources to understand what financing options are best or available for either rate-and-term or cash-out refinancing.  Any suggestions on resources or lenders would be appreciated!