Advice: Credit score 670

[Nathaniel Birdsong]

Hello community. Here is my situation, I would love some advice/feedback:

I have worked as a full-time real estate broker for several years now and done very well. I have helped several investors and am confident I can find good deals for myself. I am ready to start doing my own investing. I have $35,000 in a LLC checking account. A very small amount of equity in a personal home (I bought it at the beginning of the year), two cars (maybe worth $12k), a small E-Trade account....

My credit score is 670. Mostly this is due to the sell of a home in 2014 that was recorded as a paid foreclosure. I actually sold the house with equity but was behind back in 2012 and so they recorded it as a paid foreclosure. It seems like this is hurting my options (no surprise) but I am being told it makes the idea of buying a home through non-traditional financing methods and then doing a cash-out refi impossible. Will I not be approved for a Refi of an investment (if I want to buy and hold) until seven years after that foreclosure was recorded?

Thanks in advance!

[Melvin List]

@Nathaniel Birdsong if you can verify that the foreclosure process was never started or foreclosed on then you should be able to go conventional.  Have you looked in public records to see what the bank recorded.