Recommendation for a HELOC in NJ

[Robert Campbell]

Does anyone have any recommendations for a bank in NJ for a HELOC? I'm about to apply to TD bank since the rates and terms seem the best. The rate is adjustable at prime -0.25% with no minimum draw and minimal fees. Credit score is over 800 and I shouldn't have any LTV issues. Figured I would throw the question out here before I start applying and have my credit checked too many times. Also has anyone had any issues as far as limitations on what you are allowed to used the money for? I thought I saw somewhere that people were having issues purchasing real estate with the funds.