Question on lines of credit and credit cards in Canada

[Guillaume D.]

Hey guys,

My question is specific to Canadian real estate investors. Which financial institutions can provide the best products and services in terms of lines of credit and credit cards for real estate investors? I feel like we are always left out since most institutions don't consider real estate investing as a "true" business.

I am a full-time real estate investor with over 600k in gross profit over the last two years (mostly through house flips), as well as owning 41 units. Yet, I was only able to get about 75k in line of credit (Desjardins and Scotia combined) and 10k in credit card limit (Desjardins) for my business because it is considered "marginal". BMO couldn't even give me a $500 credit card because we are in real estate investing for instance...

Thanks for your help and experience!