Finding Hard Money?

[Kevin L.]

Let me just reiterate...I am a newbie! A co-worker and I are wanting to take the plunge together, and dive head first into REI. We have gone to the bank, a bank in which I have superb past business credit history...and they have told me that no bank will loan money for what we are wanting to do. If no bank will loan to us...I believe the only other option is hard money. All that we have read makes this process sound so easy....is getting a hard money loan really that easy? Especially with this being our first deal? Just FYI...we are in the Houston area. Any info is greatly appreciated!