Seller Concession Loss

[Kenny Oliver]

Hi everyone 

Im in the process of closing on a SFH

the purchase price is 213k with 20% down

The seller concession was $6065 to cover closing costs there is $419 left over due to the "limit im allowed to receive" and my lender said i have to take that loss and theres no way i can get that money. 

is this really how the lending process works? 

do i really have to take that loss or is there a way i can get that money from the seller?