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Updated almost 8 years ago on . Most recent reply

Kari Piecuch's profile image
Kari Piecuch's profile image
Kari Piecuch
  • Rental Property Investor
  • from Mobile, AL
  • Member since Aug 26, 2013
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14
Posts
3
Votes
Kari Piecuch's profile image
Kari Piecuch's profile image
Kari Piecuch
  • Rental Property Investor
  • from Mobile, AL
  • Member since Aug 26, 2013
Connect
Kari Piecuch
  • Rental Property Investor
  • Mobile, AL
3
Votes |
14
Posts
Private Lending & Conventional Mortgage Advice

Will my spouses rental properties affect my mort qualification?

Kari Piecuch
  • Rental Property Investor
  • Mobile, AL
Posted

My spouse has two mortgages (soon to be 3 after this BRRR). I have zero mortgages. Title for two properties are in his name only. Title for the BRRR will be in both our names. We file taxes jointly.

If I apply for a conventional mortgage without my spouse as a co-borrower, will his rental properties affect my mortgage qualification since they show up on our schedule E and we file joint taxes?

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