Financing duplex less than 25%

[Aman Jain]

Hello,

I'm looking for recommendations for a bank or credit union or some other lender who can finance a duplex for 20%(or less) with no PMI. This won't be an owner-occupied property.
Few of the major banks I talked with said that minimum for multi-family is 25% down, which is governed by Fannie Mae regulations.

I'd appreciate if you can recommend someone who can do this type of loan and close within 45 days.

Thanks!