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Updated almost 8 years ago on . Most recent reply

Tim M.'s profile image
Tim M.'s profile image
Tim M.
  • Developer
  • from Oakland, CA
  • Member since Nov 25, 2016
Connect

User Stats

13
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4
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Tim M.'s profile image
Tim M.'s profile image
Tim M.
  • Developer
  • from Oakland, CA
  • Member since Nov 25, 2016
Connect
Tim M.
  • Developer
  • Oakland, CA
4
Votes |
13
Posts
Private Lending & Conventional Mortgage Advice

Refi owner occupied multi-unit held in LLC to traditional loan?

Tim M.
  • Developer
  • Oakland, CA
Posted

Happy Friday everyone! I'm considering accepting a short-term loan from RealtyShares for my owner occupied duplex project. To work with RealtyShares I need to buy the property through my LLC. Since this is a costly short term loan I'll want to refinance ASAP. Will I be able to refi into a traditional owner occupied loan since the property is held by my LLC? Or will I be forced into a commercial loan? I talked to a traditional lender and he said he can't lend to a LLC.

Appreciate the feedback!! 

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