Newbie looking for Mortgage Broker in the DC Area

[Kayla S. McNeill]

Hello all!

I'm super new to the community and want to purchase my first investment property. I live in DC and my purchase price will be <100K so that I can put down 20%. My only concern is my DTI. I recently got out of a legal issue and spent about $38K on an attorney. I paid half of that out of my own savings and the other half on credit cards. My DTI is hovering around 40%. Not sure if this will be attractive to a lender now that my savings are much lower and my credit card debt is higher. Any suggestions will be much appreciated!