Maturation rate

[Lance Ray]

Greetings, BPers; I understand we can use conventional bank loans (for single fam, and <4 unit MF) before they begin to dry up after your fourth or fifth loan. My questions are these: How long should one wait between obtaining each of the loans? Do you state the properties acquired as "income" when you're technically supposed to be living in one/some of the units? If this is already addressed somewhere on the forum, please let me know. I've not found this discussion. Thanks in advance. L