LLC question

[John D.]

I am researching lenders to see what would be the best fit for my investment property needs.  I have found a lender that does not lend to individuals...they only lend to legal entities.  I asked if a personal guaranty is required and I was told that it is not.  But they did ask me what my credit score was.  I called the number from their website and was re-routed to a representative who took the call on their cell.  It seemed very unusual and I would be very suspicious except for the fact that my realtor referred me to this company.

I initially was considering the formation of an LLC. I decided against it when I found that having property in the name of an LLC may cause issues when attempting to get future financing from a more conventional lender.

I'm looking for an explanation on how any company would want to lend to a brand new LLC without a personal guaranty. I would also like to know if anyone has had any experience with conventional lenders not extending loans because properties were in the name of an entity and not their personal name.

As always...all info is appreciated.