Mortgage impact on my credit score

[Yanis P.]

Hello everybody,

I plan to  buy my first MF in October. I went to lender to see what can I be qualified for.

He asked me to provide him my 2 years tax returns, DOB and SSN# and he wants to make a hard pull to see what  I am qualified for. I told that I want to buy property in October, and I don't want to hit my credit score with hard pull ( since I am not buying home in the next 30 days) , but he said it won't hit my credit score...

Please tell what is the reality and if I should  let the lender run my credit score to see what am I qualified for?

[Thomas S.]

When I am selling I do not accept offers from anyone that is not pre qualified. They are wasting my time, as a seller, if they do not even know if they are qualified to buy.