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Updated about 8 years ago, 09/21/2016
Mortgage impact on my credit score
Hello everybody,
I plan to buy my first MF in October. I went to lender to see what can I be qualified for.
He asked me to provide him my 2 years tax returns, DOB and SSN# and he wants to make a hard pull to see what I am qualified for. I told that I want to buy property in October, and I don't want to hit my credit score with hard pull ( since I am not buying home in the next 30 days) , but he said it won't hit my credit score...
Please tell what is the reality and if I should let the lender run my credit score to see what am I qualified for?