Any Hard Money Lenders that charge 0 points?

[Autumn Allen]

I know there are a lot of hard money lenders listed on the site, but I wanted to know if anyone had a personal experience with one that met all the following criteria:

1. 100% of funds given for purchase, rehab, all associated costs up to 70% ARV

2. A buy in fee less than 3k just to be in the program

3. 15% APR or less, 0 points

Trying to find slightly more reasonable hard money costs for my first flip. 

Tags: Seattle, Tacoma, Renton, Kent, Auburn, Federal Way in WA

Thanks!