DTI ratio 70%! Can I still get conventional cash out refi?

[Miho Y.]

Dear lenders, I put too much down payment on my multi unit as a buy-and-hold. I am receiving cash flow from this and needless to count on depreciation I am totally capable of cash out refi. However, according to my lender DTI must be under 45%. Is there anything I can do to get my down payment back without selling it? Thank you.

[Charlie Fitzgerald]

No.  Not conventionally.