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Rachel Luoto
  • Lake Oswego, OR
115
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174
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FHA & Marriage - Loophole?

Rachel Luoto
  • Lake Oswego, OR
Posted

Hi BP!

Looking to buy my first property and wondering how my situation might shake out, google has not been helpful.

My boyfriend bought his house FHA four years ago. If we were to get married, would I still be able to use my FHA (for a multifamily or live-in flip) and rent out his current home? Would we have to refi to conventional? The current house is in his name only.

Thanks for helping me figure out if I should make a move to do FHA before marriage, or if it's still a viable option after.

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