How have you guys (and gals) been able to adjust to the tightening money supply?

[Hassan Omar]

With all of the changes and chaos in the mortgage industry it has become harder and harder to find conventional, hard money and private loans. However we still need funds to get deals done. My question to the experts out there is "How have you guys (and gals) been able to adjust to the tightening money supply? Especially with property values steadily dropping each month.

My answer to this issue is by buying properties so cheap that I can afford to absorb further price declines and using private lenders and credit partner.

How about the rest of you?