Low down payment loan on a duplex

[Todd S.]

I would like to buy a duplex in the Sacramento, CA area for as little down as possible. I plan to live in one side for a year, while renting out the other. I have not had any luck finding 5% down 30 year fixed rate financing. Ideally, I would like to find a loan program where I could do a 80% first and 15% second, so I could avoid PMI. Does anyone know if these type of loan programs exist? Thanks everyone!