Are there loans that do not show up on credit report

[Brian Cowan]

I am trying to purchase a property but do not have enough for the down payment yet as I just purchased another property recently. It is a smoking deal with tons of cash flow potential so I am about to lock it up in a five month lease purchase to give myself time to come up with the down payment. I am trying to use a large conventional lender because of the 30 year fixed rates they are offering, but don't think I will be able to come up with the entire down payment, closing and reserve without borrowing a small sum of money (which they prohibit). They have a two month look back period for my bank accounts, so I would need to get they money in my account two months before close. Has anyone else been in this situation? Any ideas are greatly appreciated. 

Moderators: I am not soliciting a loan, I am soliciting ADVICE on types of loans/creative financing. There is nothing in the forum rules that prohibit this post. Please stop removing this thread.