ATL Investor: HELOC, Home Loan, Business Loan, ... WTF?! :)

[James Paisley]

I live in the ATL. Looking for ways to get some money to invest in RE. I thought a HELOC would be easiest because I have tons of equity in my home - we bought at the bottom of the crash ITP - Grant Park. I applied with Wells Fargo (they have the remainder of my current mortgage) and they denied me because I had a short sale in 2010 and one late payment on a CC since. Credit is pretty good now. Anyone know of any less critical heloc lenders or different types of loans available?