Should I use Hard Money OR a Local Bank to finance a fix and flip?

[Elliott Sanchez]

Hey BP-

I am an agent/investor in Austin, TX looking to finance a few fix and flips. My questions is should I use hard money or financing from a local bank to finance the deal? I have great credit and some cash in the bank, 401K, IRA, etc. I would also be interested in any recommendations for a local bank that works with investors or hard money lenders?

Thanks in advance!

Elliott