Transfer Upon Death Clause - Promissory Note

[Zach Schwarzmiller]

Greetings - I am borrowing large sums of money from a private individual and drafting promissory notes. One thing they would like to have in the promissory note is a TOD Clause. I am not looking for legal advise, but rather an example I could model off of to put in my promissory note. In reality, the only thing we need this to do is act as an instrument that if I were to die and she were to die it goes to her daughter. Her will already states that everything goes to her daughter anyhow, and we've previously been operating without this in place, but decided that if we were both to tragically die, it's better we have this in writing than not. Thank You,