refi, first mortgage???? What Are my options??

[Taurice Cooper]

Hypothetically speaking.....I obtain private funds to acquire a property and make repairs and improvements. Improvements are complete and a tenant is placed with 6 months of acquisition. I am obligated to pay my private money lender the principal plus 10% interest 1 year after purchase. My credit is shot. What are my options? Is 10% fair? Can i obtain a first mortgage. If i can not obtain a mortgage personally can my company as an LLC have a mortgage in its name?Please!!!! I need help