How can I structure several small private money loans so they are secured by 2nd mortgage?

[Alma Mills]

I am closing escrow on a property next week that is a duplex in need of some remodeling.  We need to borrow about 130k for the remodel and will refinance in 6 months to 2 years to repay the funds borrowed.  It seems that it is a lot easier to find several lenders that are willing to lend us 25k than one that will lend us 130k.  How can I structure the loans so that the lenders can have the collateral of the 2nd mortgage on the property?  Any ideas related to this would be wonderful.

Thanks!