Cash out Refi Investment Property Little Seasoning LLC

[Dan S.]

I purchased my first Triplex 3 months ago in cash, rehabbed and have all units rented currently. I bank with a small local bank and they offered me 60% LTV for a cash out investment with no seasoning requirements under the LLC with me personally guaranteeing it.

From what I remember browsing through the posts a few months back there were some reputable lenders online who were offering 70-80% LTV in this scenario which I can not seem to find.

I thought provident was one of them but could not find any information in their guidelines to back that up. If anyone has any suggestions, I know that this would be a portfolio product.

I was looking to get a 70-75% LTV if possible.

Thanks.