Credit Report Rules

[Blake C.]

I recently got a mortgage on my 2nd investment property (within the last 15 days). I asked the loan officer to send a copy of my credit report just for curiosity. The bank rep said that they are not allowed to give it to me. Not only would this ordinarily irritate me, but I had a terrible financing experience during the process. They did close the loan at a decent rate, but only after lots of misinformation, delays, broken promises, and unreturned phone calls.

In the past, lenders have provided my credit report to me. Is it now the new normal not to?