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Updated about 1 year ago,

Nick H.'s profile image
Nick H.'s profile image
Nick H.
Pro Member
  • New to Real Estate
  • from Portland, ME
  • Member since Nov 22, 2020
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User Stats

13
Posts
1
Votes
Nick H.'s profile image
Nick H.'s profile image
Nick H.
Pro Member
  • New to Real Estate
  • from Portland, ME
  • Member since Nov 22, 2020
Connect
Nick H.
Pro Member
  • New to Real Estate
  • Portland, ME
1
Votes |
13
Posts
Private Lending & Conventional Mortgage Advice

Can you use income from ADU/in law apt to help qualify for FHA?

Nick H.
Pro Member
  • New to Real Estate
  • Portland, ME
Posted

Hey BP,

I am trying to make this deal work but right now my numbers are tight. 

The property I am looking at is a new construction side by side duplex, both units identical. For some reason it is not considered a legal duplex and instead is considered a SFH with a in law.

1 unit is renting for 1400/month which would be the deal maker in this situation however since its a in law my lender says they cant use this income to help me qualify for the FHA loan.

I'm really torn here, I love this house and really want to make this work. 

  • Nick H.
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