Property in my name but hard money in LLC?

[Elizabeth Park]

I am buying a property under my name and planning to transfer to an LLC later but my hard money lender says I have to borrow under an LLC. I have not set one up yet for this property. I do have an LLC that is not associated with this property I am buying. What should I do? If they lend to an LLC but I am buying with my name, this transaction will still happen in purchasing a home?

[Caroline Gerardo]

No you cannot put the title (vesting) in a different name or entity than the loan, they need to match. 

Hard money wants only NON owner occupied. Some hard money want the title in a LLC (not all) and you sign a personal guarantee. Signing the guarantee means they can disclose it on your credit report especially if you don't pay as agreed.