Are these normal numbers on a loan disclosure?

[Aubrey Ford]

Trying to do my first deal and I just recieved a loan disclosure that breaks my deal. With a 714 FICO, 20% down on a $65k purchase they are quoting   a rate of  8.5% , adding 4.5 loan points, and a total of $8,825 in closing costs. All this for a $52,000 loan?  I didnt expect greatness in these times but it feels like these numbers are crazy. Any thoughts from the community on these numbers?