Owner occupying a cheaper home than what my current home value is

[Christian Hanus]

Hello,

I've run into a problem and I'm wondering if anyone else has run into this and how you were able to solve it. I'm looking to do a conventional owner occupied loan 5% down and flipping the house while we live in it. The problem is that my current home that I live in which also has a 5% conventional loan on it is worth more than any house I'd be looking to move into and flip. Apparently UW's would have a hard time justifying why I would be moving from a more expensive home into a cheaper home (and likely not as large). Has anyone run into this and how did you solve it?