Best heloc for purchase

[Daniel Murphy]

Hey all, We're looking to setup an 80-90% ltv heloc (80% is enough for our needs).  We'd like it setup as quickly as possible, although we're not in a major rush.  We would likely end up closing it within a year if we find a home to purchase & move into so we'd like to know where you'd recommend that has the lowest early closing penalties.  Thanks!