Looking for good financing options on small multi family

[Sandy Hatch]

I am looking to buy a 2-4 Unit property out of state. The numbers for income where I live just dont pencil out. I have talked to a company called "Flip N Fast Loans". Anybody know about them? They say they offer:

Buy and Hold or Fix and Hold(With or without experience, Credit Score 620)

• Commercial properties (more than 5 units); We cover up to 85% acquisition of the property.
• Properties from 4 units below, We cover 75% to 100% Loan to value in the acquisition of the property depending on credit score and property zoning.
• Closing costs may be added / rolled over to the loan.
• Ideally Suburban and Urban addresses
• Zoned as Residential or Commercial properties we cover 100 % rehab cost.
• For Fix and Hold of Residential property, Interest rate 6 - 8% short term 12 months amortization interest only, No Prepayment penalty. Once Rehab is done and plans to hold it for rental the loan program can be restructured to long term of 30 yrs. Amortization as low as 4% to 6% interest rate, No Prepayment Penalty, No Seasoning.

Seems really good, and that's why I'm skeptical. 

Do you have a GOOD lender recommendation that you have actually worked with for this type of scenario? I live in Utah and want to get prequalified for an out of state property. Likely Ohio or Tennessee.  

I greatly appreciate your help with this.