Rocket Mortgage vs. PennyMac

[Damon Vaughan]

I'm currently in discussion with two lenders to secure a conventional mortgage for a SFH rental property. I have experience with PennyMac, and they are currently offering the better loan estimate. However, Rocket Mortgage is committed to offering the best deal. I've searched the Bigger Pocket forum for feedback on Rocket Mortgage, and I've seen a wide range of reviews, and mostly from at least a year ago. Any guidance would be appreciated.

FYI - Rocket Mortgage is offering the ability to refinance at low/no-cost in the future, which is quite tempting.
  

[Jay Hurst]

Quote from @Damon Vaughan:

I'm currently in discussion with two lenders to secure a conventional mortgage for a SFH rental property. I have experience with PennyMac, and they are currently offering the better loan estimate. However, Rocket Mortgage is committed to offering the best deal. I've searched the Bigger Pocket forum for feedback on Rocket Mortgage, and I've seen a wide range of reviews, and mostly from at least a year ago. Any guidance would be appreciated.

FYI - Rocket Mortgage is offering the ability to refinance at low/no-cost in the future, which is quite tempting.
  

 @Damon Vaughan  Sure, I am biased but you are likely going to better with an independent mortgage banker or even broker then either.  You might even end back up at one of those two but at better overall pricing then going retail.