LLCs and lending on SFR properties

[Micah Smith]

I have 4 properties. My attorney suggests the best thing for me is one LLC per home. I asked my lender, who is great, and she has concerns with individual LLCs - she says many lenders will not lend to LLCs or properties within LLCs. She uses a trust and umbrella insurance. I will also have a trust and an umbrella policy within the next few weeks. I want to be able to both protect my investments as well as grow them through leverage. Currently, I have less than 10% leverage, total. Any perspectives from this community will be appreciated. Thank you in advance!