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Updated over 2 years ago,
Looking for lenders who will count our new rental income now
We are are trying to buy our 3rd property, 1st STR, with a second home loan. At the moment we are maxed out with our DTI. We were hoping to see if anyone knows a lender that will count our newer rental income, (less than 6 months), towards our DTI. We understand most conventional lending has to follow Fannie and Freddie underwriting guidelines. Just wanted to exhaust all options before jumping to hard money,DSCR, etc. loans.