HML changing lending requirements

[Allen McGlashing]

Hey everyone I wanted insight to see if anyone had dealt with this or had heard of this. I am closing on a SFH tomorrow and my HML calls me today and says since there is no leases signed for the property I am buying they are requiring 25% for the down payment instead of the 20% that was told to me at the beginning, the lender said that was a change they made along with the interest hike. I wanted to see if anyone had dealt with lenders changing the requirements a day before closing because I feel like they know they have the leverage and I can't say no at this point because it is 1 day away from close and I will most likely lose the deal if I ask the seller for an extension and go with another lender.